Gallagher, Callahan & Gartrell's Business & Law Review

November 2005 A monthly summary of articles published on gcglaw.com of interest to our clients.	Gallagher, Callahan & Gartrell's Business & Law Review COMMENTARY The Value of Independent Insurance Agents A recent experience comparing policies showed the author that competition among underwriters and the value of the independent agent are alive and well. By Donald J. Pfundstein REAL ESTATE DEVELOPMENT / LAND USE Impact Fees (IFOs): A Blueprint for Frustration As communities wrestle with budget shortfalls, they are setting their sites on "innovative" land use controls such as IFOs to fund capital improvements. What developers and taxpayers alike should know... By Erik Newman

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