What you need to know about privacy laws and regulations.

The Perfect Storm:
GLBA-HIPAA Convergence
Dark clouds loom over providers of financial services and health care as the states begin their painful interaction with the new federal laws.

GLBA Compliance Alert for Bankers
Four privacy trouble spots related to Gramm-Leach-Bliley: credit score ranges, service provider contracts concerning data security, employee background checks, and managing risk with outsourcing of technology services.

Federal Privacy Regulations Will Impact Many E-Commerce Firms
Privacy and security definitions of federal laws COPPA, GLBA and HIPAA have wide implications for many technology companies beyond the financial services and health care institutions they were designed to regulate. Could your business soon be regulated like a bank?

The Trouble with "Other Information" under Privacy Laws
The co-existence of the Fair Credit Reporting Act and privacy laws raises questions about what types of information may be shared with affiliates and nonaffiliated third parties, and requires clarification by bank regulatory agencies. Also published in American Banker.

Privacy Compliance Q&A: The HIPAA and GLBA Conflict
Chris Gallagher discusses privacy provisions in HIPAA and Gramm-Leach-Bliley Act with the editor of Privacy Regulations Report Issues & Answers in this November 27, 2000 interview. A 2-page newsletter in PDF format (24K)

Bank Compliance with Privacy Regulations
Presented at the New Hampshire Bankers Association and Mortgage Bankers and Brokers Association of New Hampshire's Annual Joint Mortgage Conference held on February 7th and 8th, 2001, this slideshow provides an overview of the compliance concerns presented by federal and state privacy laws for banks and financial service providers.

The New Hampshire Experience

State Legislation: A Critical Privacy Battleground

The Future of Privacy

FDIC Forum: Consumer Information, Privacy, and the Financial Services Industry - remarks of Chris Gallagher

Privacy Does Matter (Title V)

Related Links

Gramm-Leach Bliley Act (GLBA)

Gramm-Leach-Bliley Act Title V

Health Insurance Portability and Accountability Act (HIPAA)

Fair Credit Reporting Act (FCRA) (PDF)

Federal Trade Commission Final Rule - (PDF)

Federal Financial Regulatory Agencies (OCC, FDIC, OTS and FRB) Joint Final Rule on Privacy of Consumer Financial Information- (PDF)